We are more than halfway through the first month of 2009 already! And this is the time of year when many people have made an important realization. They have either discovered that they will proudly remain steadfast in accomplishing their new year’s resolutions OR they have shamefully already failed in sticking to their guns. The question is: which category do…

January 20, 2009 will go down as one of the most notable dates in history. Today, Barack Hussein Obama was sworn in as the 44th president of the United States of America. This past November, this very blog referred to the United States presidential election as "history making" and Obama’s candidacy as "making waves and headlines all over the world".…

I’ve always thought that there should be a high school course on "credit". Credit ratings, credit history and the importance of having credit in order to afford…pretty much anything of any significance…should be something we all have some knowledge of as we enter our adulthoods. After graduating from high school, most students – eager to get out into the world…